Our Contents Insurance is designed to cover unforeseen events, but it doesn't cover every eventuality. For example, theft and malicious damage or vandalism is not covered unless force or violence is used to get in or out of your home. Our standard policy will also provide cover for your Landlord's fixtures and fittings against fire, theft, flood and escape of water. However, if you require accidental damage cover for these items, you will need to select the 'Accidental Damage' option when setting up your policy. For a full list of what is and isn't covered, simply read through or download a copy of our Policy Booklet.