the House Shop

Landlord Insurance

Protect your belongings

What can be insured:

  • Landlord’s contents
  • Damage caused by the tenants
  • Landlord Emergency
  • Legal Expenses and Rent Guarantee
  • Damage to the landlord’s property

Landlords Contents Cover £10.28 per month 1

Provides cover for loss or damage to the landlord’s contents.
For further terms, conditions and information relating to the policies mentioned above, please refer to the Insurance Product Information Documents (IPID) and Policy document. Our status disclosure document can be found using this link
1. All prices include Insurance Premium Tax (IPT)
Enter your details and choose the level of cover you need.
Review the quote and the eligibility criteria.
Confirm and purchase directly online in few clicks.

Protect your belongings

This insurance covers against certain events such as fire, theft, and malicious damage.
Flood
Vandalism
Theft
Storm
Fire
Damage

Optional cover for accidental and malicious damage caused by the tenants

What is Landlord Insurance?

Landlord Insurance may protect you and your property when you need it most. You could be putting your investment at risk if you don’t take out a cover designed for landlords.

Landlords Contents Cover

Up to £15,000 to cover loss or damage to the landlord’s contents caused by certain events such as fire, storm, flood and theft.

There is a range of optional extras to boost your cover such as, malicious damage caused by the tenants, Building Insurance, Legal Expenses, and Rent Guarantee.

Alternative accommodation

Up to £3,000 to pay for temporary accommodation for your tenants, or to cover the loss of rent, if your property is uninhabitable following an insured event.

Buildings Cover

The Building Insurance optional extra covers up to £600,000 to cover loss or damage to the building caused by certain events such as fire, storm, flood, theft, impact, malicious damage and vandalism.

Accidental and malicious damage

The Accidental and malicious damage optional extra may protect against deliberate damage or theft caused to the property by a tenant or their visitors, which is excluded when this option is not selected.

Landlord Emergency

Landlord Emergency optional extra provides up to £1,000 per incident, with no limit on the number of incidents per year, for a number of let home emergencies. Cover is provided for the cost of a contractor’s emergency call-out, labour charges and parts and materials.

Legal Expenses

Landlords Legal Expenses is an optional extra designed to help Landlords through difficult and often stressful legal situations.

The Legal Expenses policy offers £100,000 of legal cover plus a 24-hour legal advice Helpline. You also have the option to include Rent Guarantee cover.

Rent Guarantee

Even the best tenants can find their circumstances change suddenly, meaning they're unable to pay the rent. Rent Guarantee is a optional extra which will pay unpaid rent by the Tenant of up to £2,500 per month for up to 6 months.

What is not included?

Contents Cover

  • Any loss or damage caused by anything that happens gradually including wear and tear.
  • Loss or damage under a number of sections of your policy if your let property is left unoccupied for more than 30 days.
  • Malicious damage, theft or attempted theft caused by you, your tenants, domestic staff, lodgers, paying guests or anybody lawfully in the property.
  • Malicious damage and theft caused by your tenant may be covered if you have added ‘Accidental and Malicious damage and theft by tenants’ cover to your policy.
  • Loss or damage caused by a weather event that does not meet the definition of storm in the policy wording.
  • Loss or damage caused by chewing, scratching, tearing or fouling by domestic pets.
  • We will not pay for the cost of replacing other matching items in a pair or set if they are not lost or damaged.
Excellent work
Anonymous
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Tegan W
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hamna
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Anonymous
Satisfied with the services.Good going and keep growing the house shop and team.
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I was satisfied with everything!
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Anonymous
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Scarlett M
Without any thought you guys can opt for the house shop.. I am saying this from my personal experience. Everyone purchases their goods with their hard earned money and their emotions are also involved in it but seriously the house shop and team value your emotions and take care of our products as if its their. Good Job team
Love s
Great service and professional team.
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Great service and professional team.
Allana
Very professional.
Anonymous
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