the House Shop

Rent Guarantee Insurance

Protect your monthly rent with no excess
from £12.42 PCM

Protect your monthly rent with no excess from £12.42 PCM

From 24th march 2020, and until further notice, we will not be accepting any new applications for Rent Protection. This has come from our underwriter and follows similar moves from other providers. We apologise for any inconvenience

What is included?

  • Rent up to £3,500 per monthly
  • Zero excess if you make a claim
  • Up to £100,000 legal expenses
  • 75% of rent paid post eviction
  • 24 hour legal advice helpline

Don't take the risk

Get insured from
40p per day

If everything below applies to you then you are eligible for our rent guarantee insurance

  • You are a private landlord or letting agent
  • You have an insurable interest in the property
  • The property will only be rented to tenant(s) who are at least 18 and will only use it for residential purpose
  • The first month’s rent has been paid, or will be paid before allowing the tenant(s) into possession of the property
  • All statutory pre-grant notices have been issued, or will be issued before allowing the tenant into possession of the property
  • An acceptable tenancy agreement will be in place for the duration of this policy. If not, see our Free Tenancy Agreements
  • The required credit and ID checks have been carried out on the tenant(s) or guarantor. More Details

The House Shop is an appointed representative of Albany Park Limited, which is authorised and regulated by the Financial Conduct Authority

Frequently Asked Questions

Rent Arrears Is On the Rise

Tenant arrears are on the rise, it is the fastest growing debt problem in the UK. In fact, rent arrears now cost UK landlords more than £900* million each year. This presents a huge problem for landlords, Rent Guarantee Insurance is a must because it covers you for any unpaid rent and ensures that you won’t end up out of pocket.

Protect Your Rental Income

For most landlords, receiving rental income in full and on time is essential to cover mortgage and other associated payments. Even the best tenants can find their circumstances suddenly changing, meaning they're unable to pay the rent. Rent Guarantee Insurance gives you unrivalled cover ensuring you aren't' out of pocket if your tenant can't or won't pay their rent. Get rental coverage up to £3,500 per month!

Zero Excess

If you need to make a claim, there is no excess to pay as standard. This means you will receive your full claim amount ensuring you retrieve all the money the is owed to you. There is no extra cost for this too!

Legal Expense Cover

Our Rent Guarantee Insurance includes up to £100,000 worth of legal expense cover. This can help with the cost of evictions and any legal proceedings that could occur.

Post-Eviction Rent Cover

Once we have successfully evicted your tenants, the policy will pay 75% of your rental income for up to 2 months. This gives you the time you need to find new tenants without worrying about losing out on your rental income.

24 Hour Legal Advice Helpline

You can also access a Free Legal Advice Helpline, open 24 hours a day, to get expert advice when you need it.

Landlord Services